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Cover Photo by 2017 NAHA Nail Professional of the Year:

Rochelle Dingman, Shear Fashion Salon | San Jose, CA

Photographer: Ed Carlo Garcia

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SEPTEMBER 2017 | VOLUME 22 | NUMBER 4 | ISSUE 256

Financial

Preparedness

Take Control of

Your

Spending

California Board of

Cosmetology News

Insure Your Business:

This is Life, Not a Card Game

Is Your

Livelihood

At Risk?

Creating a

Salon Business

Plan

Your Road to

Financial Security

6 Hidden Ways to

Increase Profits

Calendar of

Shows

and

Events

Classifieds