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It’s All About

the Money!

Four Ways Beauty

Professionals Can

Save for Retirement

California Board of

Cosmetology

News

Choosing Your Business Model:

Employee or Independent?

An

Insurance

Primer

for Salons and Booth Renters

Taxes?

Don’t Forget the Deductions

Make the

Holidays

Your

Number One

Business Builder

Calendar

of

Shows and Events

Cover Photo by 2015 NAHA Avante Garde Winner

Erika Fung — NC Salon, Markham, Ontario, Canada

Photographer Babak

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SEPTEMBER 2015 | VOLUME 20 | NUMBER 4 | ISSUE 232